Falling unemployment rate – Find the right loan

Despite the summer break, unemployment in SGB II is stagnating

Despite the summer break, unemployment in SGB II is stagnating

The unemployment benefits are intended to provide basic security for life. With the financial resources received, the time can be bridged before starting work again. In July alone, the Odenwald district recorded 2,633 people who were registered as unemployed. Of these, 1,593 unemployed belong to the SGB II group. With a decrease of 30 people compared to the previous month, stagnating unemployment was found in this legal area despite the summer break. Such a low number was last recorded nine years ago. this year the number of unemployed was 1577. In the legal area of ​​SGB III, however, 1040 people were registered. The number rose by 89 people.

Unemployment rate

Unemployment rate

In the Odenwald district, the current unemployment rate is around 5.0%. This percentage is broken down as follows:

  • 3% fall within the legal area of ​​SGB II.
  • 2% fall within the legal area of ​​SGB III.

Unemployment among citizens without a German passport decreased in July. However, the decline tolerably relates to the area of ​​SGB II. A total of 620 men and women are registered as unemployed in SGB II, and 202 in SGB III.

Find the way out of unemployment

Find the way out of unemployment

But what can people do to find their way out of unemployment? The decrease in the number of unemployed in SGB II has shown that the path to employment can certainly be found. However, this is often not easy. The path is often difficult, especially when unemployment arises due to illness or a stroke of fate. In this case, a reintegration measure is recommended. The Employment Agency, for example, can provide information on this. This institution also provides information on qualification measures. Unemployment is often due to a lack of qualifications.

You can not only obtain further qualifications through measures. You can also have yourself retrained.

If you can no longer carry out your old job due to physical problems, there is the option of learning a new job through the measures of the employment agency. Comprehensive advice can show you perspectives that you have never known before and thus show you the way out of unemployment and financial misery.

Not a job, but lack of money?

Not a job, but lack of money?

You haven’t been able to get out of unemployment yet, but do you have a shortage of money? With financing needs and regular income, taking out a loan is often not a problem. However, earnings during unemployment do not count as regular income because they serve as a basic security for life. However, unemployed people can also take out a loan. If the credit check is negative, the unemployed can choose from the following options:

  • Small loans: Many lenders also grant small loans of up to 3000 USD to the unemployed.
  • Foreign credit: Credit Bureau is a German institution. Thus, the credit check can be avoided by a foreign loan.
  • Guarantee: If there is an acute shortage of money and all options have been exhausted, a surety can be registered. It is important that the latter has sufficient financial means to be able to pay the debt to the lender in the worst case. Since a guarantee is associated with enormous trust, you should only use this option if you are sure that you can pay off the installments.
  • Couple loans: If couples need a loan and one of the parties is unemployed, both can be registered as borrowers. The advantage is that the creditworthiness increases through the aggregation of the income.
  • Personal loan: There is also an option to get a loan through private providers. These have enough financial resources to lend you money. Of course, this also demands interest.

Find the right loan

Find the right loan

Regardless of the possibility of applying for a loan, unemployed people should not forego our loan comparison. By entering the loan amount and the amount of the repayment installments, you can compare the cheapest loan providers. In an online comparison of providers, you can also see who may be able to obtain a loan without a Credit Bureau query.

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